Health Republic Insurance Company v. United States
Health Republic Insurance Company Risk Corridors Class Action
Case No. 16-cv-00259-MMS

Welcome to the Risk Corridors Class Action Website

Important Update: On July 23, 2020, the United States Court of Federal Claims (“Court”) approved dividing the Class into subclasses, and entered a judgment in favor of the Non-Dispute Subclass. Additionally, the Court set a schedule for determining attorneys’ fees and nontaxable costs payable from the Non-Dispute Subclass’ net judgement proceeds. For more information and to view the Order, please click here.

What is this Lawsuit About?

Plaintiff Health Republic Insurance Company claims that Defendant United States has not fully paid the risk corridor amounts for 2014 and 2015 to which it and other insurers such as your organization are entitled under the Patient Protection and Affordable Care Act (“Affordable Care Act”). Health Republic seeks payment for the class from the United States for the full amount of unpaid risk corridor payments for the 2014 and 2015 plan years. A detailed description of this claim and important Court Documents can be found on the Important Documents page of this website.

Who is a Potential Class Member?

The Class is defined to include all persons or entities offering Qualified Health Plans under the Patient Protection and Affordable Care Act in the 2014 and 2015 benefit years, and whose allowable costs in either the 2014 or 2015 benefit years, as calculated by the Centers for Medicare and Medicaid Services, were more than 103 percent of their target amounts (as those terms are defined in the Patient Protection and Affordable Care Act).  Excluded from the Class are the Defendant and its members, agencies, divisions, departments, and employees.

What are my Rights and Options?


Ask to Be Included

(Opt Into the Class)

Receive any risk corridor payments generated from this lawsuit, and be bound by its results.

If you are eligible to be a Class member and asked to be included by filling out the form mailed to you or located on the Important Documents page of this website, the Court will include you in the Class.  As a Class member, you will have the right to receive a portion of any money that results from the Court’s decision in this case, but you will not be obligated in any way to conduct the lawsuit yourself.  You will be bound by any judgment or order in this case, both favorable and unfavorable.  This means that if you joined the Class, you will not be able to sue the United States separately for the same legal claims.

In order to join the Class, you must have submitted a Class Action Opt-In Notice Form electronically, by facsimile, by first-class mail, or by pre-paid delivery service. The Class Action Opt-In Notice Form must have been submitted, faxed, postmarked, or delivered by Friday, May 12, 2017.  This deadline has passed.

Do Nothing

Get no benefits from the lawsuit.  Keep rights to sue the United States separately.

By doing nothing, you will not be included in this lawsuit and you will have no rights to any money or benefits that may come from the Court’s decision.  However, you keep the right to hire your own lawyer or proceed without counsel to sue the United States separately about the same legal claims in this lawsuit and you will not be legally bound by any decision of the Court in this class action.


You will not have to pay any money out of pocket to participate in the Class.  If the Class is successful in this litigation, however, Class Counsel (defined below) will ask the Court’s permission to be compensated for litigating this case and representing the successful Class.  Any sums received by Class Counsel in compensation will be deducted from any recovery, which will proportionately reduce the amount of any award each Class Member receives pro rata.  If the case is unsuccessful, you will have no obligation for attorneys’ fees or costs.

Who is Class Counsel?

The Court has decided that attorneys at the law firm of Quinn Emanuel Urquhart & Sullivan, LLP are qualified to represent you and all Class Members.  Quinn Emanuel Urquhart & Sullivan, LLP is called “Class Counsel.”  Class Counsel has experience handling this type of lawsuit.  More information about Class Counsel is available at:

You do not need to hire your own lawyer because Class Counsel will work on your behalf and represent your interests if you join the Class.  You have the right to have your own lawyer.  Your own lawyer can appear in court for you if you want someone other than Class Counsel to speak on your behalf.  If you choose to hire your own lawyer, you will have to pay that lawyer.

For more information including a Class Action Opt-In Notice Form and Detailed Notice, please visit the Important Documents page of this website.

Key Dates


Date Event
May 12, 2017

Opt-In Deadline

July 30, 2020

Motion for Attorneys’ Fees and Nontaxable Costs Deadline

August 20, 2020   Objection/Response Deadline
September 3, 2020   Deadline to Respond to Objections

For More Information

Visit this website often to get the most up-to-date information.

Risk Corridors Class Action
c/o JND Class Action Administration
PO Box 91307
Seattle, WA 98111